Getting Denied a Personal Loan

by Daisy

Well recently when I tried to apply for a personal loan, I was denied the same, since I had defaulted on a few of my credit card payments.

I immediately discontinued accumulating additional debts by reducing new credit card purchases. I also liquidated some of my fixed deposits and started paying off my debts to improve my credit situation.

Additionally I took professional assistance from the local consumer credit counseling.

My rating has now drastically improved.

Mom's Comments: Daisy, you took some huge steps. Great job on improving your credit rating.

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