When it comes to credit restoration specialists, how do you know who to trust? In order to provide you with a legitimate credit report repair services company, I did a lot of research so you don’t have to.
Trinity Credit Services is one of the companies I found that will provide you with the service you need.
I am always looking for companies that are credit restoration specialists, that exhibit a high level of integrity and commitment to their clients. I called them, asked a ton of questions and then asked Ryan for an interview.
After talking with Ryan at Trinity, I believe they are a company you can trust to perform this much needed service for you.
Ryan thanks for taking the time to talk with us. We would like to get to know Trinity a bit better; can you share with us Trinity’s purpose as a credit restoration specialist?
Our company was founded with one distinct goal in mind, to help get peoples buying power back!! With the downturn of the economy on the rise, people need good credit more than ever. We are here to make your dreams a reality in a very realistic timeframe.
For many people, credit repair and anything associated with credit is somewhat of a mystery. Why would we want to use credit repair services instead of say, debt settlement or debt consolidation?
Debt settlement is a viable option but is very expensive. The prices range from 10 to 30% of your outstanding debt.
Settling your debt with a collector can usually be done very easily. Most creditors and collection companies will offer you settlement options if you just make the call. However, those services help clean up your debt but not your credit or credit score.
There are a lot of credit and debt terms floating around. Could you please explain Trinity's definition of credit restoration and/or credit repair?
Everyone has the right to dispute any item reporting negatively on their reports. Trinity Credit Services uses your rights under the Federal Trade Commission to force the three major credit bureaus (Experian, TransUnion and Equifax) to validate any item that appears to be reporting as inaccurate, unverifiable, incomplete or outdated.
If the bureau in question can not verify the complete accuracy of the information it must remove the negative history from your reports, regardless if its yours or not, paid or unpaid it must be removed.
It sounds like we could do what you do on our own, why would we want pay a credit restoration specialist company like Trinity to do our credit repair?
Credit repair is a very complex system. Taking in consideration how many different laws are in place to protect the consumer, it’s all about choosing the right action to complete a dispute.
Additionally, this process is not always so straight forward. Credit agencies will sometimes send stall tactics to the consumer to hopefully cause them to give up on the challenges, or scare them into not pursuing them.We have the experience to ensure the proper procedures are being conducted by the creditors/credit agencies, and that the proper follow up, and follow through are utilized. This is important to maximize the success of our clients.
I compare it to trying to rebuild your transmission in your car. Yes you can do it for free but do you dare try?
What makes a credit restoration specialist like Trinity unique compared to other companies? Ryan, how do we know we can trust you?
Trinity Credit Services is registered with the Secretary of State and 100% bonded, which means we are operating legally. Trinity stands apart from our competition in many ways. We offer no obligation credit consultations to determine your file cost. Our program is an individualized flat rate with no additional fees.
Many other companies just have a flat fee for everyone that enters their program followed by a monthly maintenance fee. They just want you to stay in the program as long as possible so they can keep collecting the monthly fee.
Trinity Credit Services also guarantees
permanent results once an item is removed from your reports. We are not
here to just remove items temporarily like what we have found to be the
case with some other companies. We have been in business for many
years, and have helped thousands regain their purchasing power. We are
not a “fly-by-night” company that plans to close our doors anytime soon.
How long does the credit repair process take? Are your clients kept informed along the way?
We will work on a clients file for a period of 6 months with the most success occurring within the first 90 days on average. Our client update program is second to none. We have many ways to keep a client informed about the process as they go along. First a client will receive a personalized 5 digit pin number that can allow them access their account 24/7 on our website.Each client will also get updates throughout their process every time there is a change to their file. This allows them to track the efforts we have made, and see the improvements that we are achieving for them. We strive to make sure the client is educated throughout the process.
Ryan, as a Credit Restoration Specialist, is there anything else you would like to share that can help our visitors? Yes, all you need to do is take the first step and contact us. There is no harm in seeing what we can do to help you in your own way!
Thanks for sharing your insights with us Ryan. We really appreciate it. It is so helpful to know what to expect from a credit restoration specialist so people make the right decision.
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