Credit Repair: Calling My Creditors

by Jason
(Long Branch, NJ)

I was in collections and had 1 judgement against me. I called each individual creditor I owed money to and settled for about 50 cents to the dollar.

Once I was able to settle, I had to pay each creditor in full or make installment payments monthly to pay off the debt.

I had about $20,000 of debt that I paid off for $10,000 and was able to clear my judgement.

As soon as I cleared my debt I was able to purchase a condominium and get back on track.

I now pay for things as I go, and carry little debt. Life is a lot easier keeping my expenses at a minimum.

Mom's Comments: Jason, that is a courageous thing to call all your creditor's and take control of the situation..... good job.

So glad you learned your lesson.

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