Home Loan and Credit

by Heather
(Arlington, TX)

My ex husband defaulted on a loan and 2 credit cards that he maxed out and I had a surgery that went into collections.


I paid the collections directly to the hospital and they removed it from my credit.

My ex was awarded the debt in the divorce decree. In order to repair my credit and purchase a new house I had to prove that the debt was not mine.

This involved hours of writing letters, making phone calls and dealing with creditors calling.

When I sat down to purchase my house I was able to provide proof that the debt was awarded to my ex husband and I was able to buy my first home.

He eventually took care of the debt and it fell off my credit.

Mom's Comments: Thanks for sharing Heather. So often there are really bad situations when it comes to divorce and credit.

It must have been a lot of work for you to get the proof you needed. Glad you were able to get past everything and purchase your home.

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