Help with Credit Repair
What Road to Take
You want help with credit repair and you hear the terms, debt consolidation, debt management, credit counseling, credit repair companies. You get confused because you don’t know
where to go for help.
My suggestion is to sit back, take a breath and make a list. One of the best things you can do for yourself is to evaluate all of your options and how they affect your credit repair journey.
What I will do here is give you information on your options as well as some resources you might find useful to check into.
Before you start, let me just say, you can do the same thing that any company you look at can do. However, they have the experience and know the process. It’s like changing the oil in my car. I know how to do it but would rather pay the mechanic to do it so that I don’t have to use my time and energy and deal with the frustration of it.
Step 1: Set up a unique email account with google or yahoo. Use this email account for the inquiries you plan to make online. Most of the companies have some type of free evaluation tool.... use it. The tools can be very beneficial to you understanding your choices.
Step 2: Make a list of questions that you want answered. Some of these might be.
Step 3: Research your options Many companies will offer
My suggestion - get a few free consultations and ask a lot of questions. Do not only look at the cost, instead look at the value you get for the price.
What are your options?
With all these terms being used, I thought it would be helpful to define them and give you more information on
Debt Management is when you work with a
debt solutions company
to create a budget and a plan to payoff your debts.
Credit Counseling is about getting educated on how to avoid incurring debts that you cannot pay.
Credit Restoration or Repair is when you work on your own or with a
credit restoration company
to get negative marks off your credit report.
Can You Repair Credit with Debt Settlement - Learn what debt settlement is and if it the right tool for you and credit repair.
Credit Restoration - Is this the right path for you? Find out more about how it works.
Credit Report Repair Services Companies - Discover what to look for in a credit restoration company.
Free Debt Analysis - Make an informed decision by finding out what options you may have.
Should I File for Bankruptcy - Gather your information to see if this is the right decision for you.
Debt Consolidation vs Bankruptcy - Learn how debt consolidation can help you vs the alternative of bankruptcy - Part 1.
Bankruptcy vs Debt Consolidation - Part 2 - Learn the consequences of bankruptcy vs the alternative of debt consolidation.
Consumer Debt and Credit Counseling Services - is this something you need? Find out what its all about.
What is Debt Consolidation? - What is it and is it the right choice for you when you want help with credit repair.
How Does Debt Consolidation Work? - a great simple example of how you can save money.
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