Credit Repair Stories



We all have credit repair stories. Some are good, some are bad, some are joyous and some are devastating. We would love for you to share your story with Credit-Repair-Mom.com.

Whether you have had great success or dismal failure share them here so we can laugh with you or cry with you.

Let others know how you handled a specific credit repair situation and how it turned out.  What steps did you take and what were the results.

Who knows, maybe you can help others avoid a bad situation or gently guide them to positive results. Or maybe you just need to share your joy. then on the other hand --- get it off your chest.

Have A Great Credit Repair Story?

Whether Good or Bad --- Share it!

What Other Visitors Have Said

Click below to see contributions from other visitors to this page...

I Am Glad I Pulled My Credit Before I Applied for a Mortgage Loan Not rated yet
A year ago I was ready to purchase a new home. I pulled my credit report to make sure that there were no issues before going to a mortgage loan representative. …

Paying Off Credit Cards Not rated yet
When buying a house I was instructed that I needed to repair my credit. I learned that I should begin by paying off my credit card with the highest interest …

How I Raised My Credit Score 109 Points Not rated yet
I was divorced in 2000 and as part of the divorce agreement, my ex-husband was supposed to pay all of our joint bills in exchange for me signing the house …

Library Card Collections Not rated yet
Before I even turned eighteen, somehow my name was put into collections for fees associated with my library card. Then when I finally turned eighteen …

Credit Repair: Unknown Finance Charge Not rated yet
I had a Belk charge card. I got it to build credit so I bought something small and then paid it off. I got a bill the next month and they tried to …

One Time Settlement Not rated yet
I had many credit bills and just waited until they sent me an offer as a one time settlement or payment into 3 payments. It was great! I did it …

Voluntary Repossession Not rated yet
I lost my job after I bought a car. I applied for a voluntary repossession. The car was financed for $10,000. They cut me a sweet deal that allowed …

Credit Repair: Calling My Creditors Not rated yet
I was in collections and had 1 judgement against me. I called each individual creditor I owed money to and settled for about 50 cents to the dollar. …

How I Got My Car Loan Not rated yet
When I was 24 years old I applied for a loan for a car. I was declined because according to the bank I had an outstanding house mortgage that began in …

What Happened with My Student Loans Not rated yet
I was in debt to a government student loan program. I was financially unable to complete my college education and was very bitter about it for a long time. …

How a Voluntary Reposssession Helped Me. Not rated yet
I lost my job after I bought a car. I applied for a voluntary repossession. The car was financed for $10,000. They cut me a sweet deal that allowed …

How a Voluntary Reposssession Helped Me. Not rated yet
I lost my job after I bought a car. I applied for a voluntary repossession. The car was financed for $10,000. They cut me a sweet deal that allowed …

My Collection Complaint Not rated yet
I had a problem with a collection company putting a negative mark on my credit for something that was already paid. It was an account with Capital One …

Home Loan and Credit Not rated yet
My ex husband defaulted on a loan and 2 credit cards that he maxed out and I had a surgery that went into collections. I paid the collections directly …

Getting Denied a Personal Loan Not rated yet
Well recently when I tried to apply for a personal loan, I was denied the same, since I had defaulted on a few of my credit card payments. I immediately …

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